These muffins are amazing. They're a perfect mix of all your favorite muffins, and even more amazing with a cold glass of milk.
Get yourself some cream cheese, butter, chocolate chips, sugar, flour, bananas, cream, an egg, some baking powder, and some salt.
Beat the cream cheese and butter together until it's nice and fluffy, and then mix in all of the other ingredients.
Pop them in the oven and bake on 400 for 20 minutes!